http://www.michigancollectionlawblog.com/ Published by Michigan Creditor Lawyers Nitzkin & Associates en-us 2010-03-19T16:47:17-05:00 http://www.michigancollectionlawblog.com/2010/03/my_speech_today_was_a_success_1.html Today my good friend and occasional opposing counsel, Charity A. Olson and I gave a speech to the Oakland County Bench/Bar convention. I sue debt collectors under the Fair Debt Collection Practices Act and Charity defends them. She is as... Debt Collection Tricks and Traps gary 2010-03-19T16:47:17-05:00 http://www.michigancollectionlawblog.com/2010/03/debt_buyer_must_show_more_than.html The Michigan Court of Appeals recently overturned a District Court decision granting summary disposition to the Plaintiff in Unifund CCR v Riley. In this case, the Plaintiff sued the Defendant on an Account Stated theory rather than Breach of Contact.... gary 2010-03-18T13:11:22-05:00 http://www.michigancollectionlawblog.com/2010/03/i_am_announcing_the_formation_1.html For the past several years, I have blogged about issues affecting debt collectors and their opponents, consumers. Some people have taken issue with the fact that I help both the proverbial Coyote and Road Runner. Too bad. Running a successful... gary 2010-03-15T14:58:56-05:00 http://www.michigancollectionlawblog.com/2010/03/has_the_michigan_legislature_m_1.html Payday Loan Companies (“PLCs”) have a place in the financial food chain in our society. While they are akin to bottom feeders due to the high interest rates that they extort from necessitous borrowers, the fact remains that they are... Collection Laws Michigan gary 2010-03-11T10:18:24-05:00 http://www.michigancollectionlawblog.com/2010/03/its_a_small_thing_to_plead_but_1.html Attorneys, when you file a complaint under the Fair Credit Reporting Act ("FCRA"), be sure that you can make the following allegations in good faith: a. Your client posited its consumer dispute with the credit reporting agency (and not just... Fair Credit Reporting Act issues gary 2010-03-09T19:33:42-05:00 http://www.michigancollectionlawblog.com/2010/02/alabama_ag_wrongfully_shuts_do_1.html The Alabama Attorney General shut down Keith Nalms' law practice known as Allegro Law. Mr. Nalms, according to the lawsuit filed by the Alabama AG: The State’s civil complaint alleges that Allegro promoted a risky practice known as debt settlement,... Collection Law Firms in the News gary 2010-02-26T06:48:50-05:00 http://www.michigancollectionlawblog.com/2010/02/debt_buyers_should_be_very_car_1.html My colleague, David Lerner, has been described by our mutual friends as "blisteringly smart." I have cross swords with Mr. Lerner and have a great deal of respect for his abilities as do most attorneys that know him. Mr. Lerner... Debt Collection Tricks and Traps gary 2010-02-10T19:12:37-05:00 http://www.michigancollectionlawblog.com/2010/01/need_a_loan_modification_get_y_1.html If you need a loan modification, you will have to prove that you qualify for one. There is an excellent article in today's USA Today that talks about the requirements that many lenders are asking of borrowers in connection with... Foreclosure Defense gary 2010-01-29T09:33:10-05:00 http://www.michigancollectionlawblog.com/2010/01/oral_argument_on_the_bona_fide_1.html The United States Supreme Court has taken up the issue of whether the Bona Fide Error (“BFE”) defense under the Fair Debt Collection Practices Act (“FDCPA”) applies to mistakes of law committed by debt collectors. In Jerman v Carlisle, et... gary 2010-01-21T10:59:00-05:00 http://www.michigancollectionlawblog.com/2009/12/the_fdcpa_bona_error_defense_g_1.html The Fair Debt Collection Practices Act is a federal statute that governs every debt collector involved in collecting debts related to personal, home or consumer items. In 1995, the United States Supreme Court in Heinz v Jenkins, made clear that... Debt Collection Laws - Federal gary 2009-12-15T07:37:54-05:00