http://www.michigancollectionlawblog.com/ en-us 2008-06-28T09:01:03-05:00 http://www.michigancollectionlawblog.com/2008/06/live_from_new_yorkit_gary.html My wife and I are on vacation in New York. She would kill me if she knew that I was doing any sort of work including posting anything to my blog. She is still sleeping, so now I can send... Disturbing Trends in Lending gary 2008-06-28T09:01:03-05:00 http://www.michigancollectionlawblog.com/2008/06/when_good_people_give_bad_advi_1.html I just saw a fairly recent post from a "The Credit InfoCenter Blog." It was arrogantly entitled "Now I'm Giving Advice to Consumer Attorneys." To me, this post highlighted why a consumer ought not to seek legal advice from someone... Bad Debt Collection info floating around the 'Net gary 2008-06-25T06:58:42-05:00 http://www.michigancollectionlawblog.com/2008/06/there_may_be_a_private_cause_o_1.html Red Orbit report on the case of Saunders v. Branch Banking and Trust Co. of Virginia, No. 07-1108 (decided May 14, 2008) (Judges Michael, MOTZ, & Keeley (sitting by designation), as follows: FACTS: On August 31, 2003, Rex Saunders purchased... Debt Collection Laws - Federal gary 2008-06-11T17:28:05-05:00 http://www.michigancollectionlawblog.com/2008/06/president_bush_signs_law_clari_1.html The Fair and Accurate Credit Transactions Act ("FACTA") was enacted in 2003 as an amendment to the Fair Credit Reporting Act ("FCRA"). According to Stuart King's Risk Management Blog, he noted that just yesterday, President Bush signed HS 4008 which... Fair Credit Reporting Act issues gary 2008-06-04T17:15:52-05:00 http://www.michigancollectionlawblog.com/2008/05/credit_repair_companies_do_the_1.html There is a great article in today's Wall Street Journal that talks about credit repair companies. While the industry is rife with charlatans, I have come across some credit repair companies that are quite legitimate. For example, I have recently... Debt Collection Tricks and Traps gary 2008-05-21T06:30:36-05:00 http://www.michigancollectionlawblog.com/2008/05/attorneys_for_debt_buyers_bewa_1.html I love defending people against debt buyers because the Plaintiffs case is as strong as a house of cards in a hurricane. Debt buyers buy judgments, credit card charge offs and other sordid garbage debt for pennies on the dollar.... Debt Collection Tricks and Traps gary 2008-05-04T18:40:40-05:00 http://www.michigancollectionlawblog.com/2008/04/when_is_a_collection_notice_no_1.html In March of 2007, the U S Court of Appeals for the 6th circuit decided Mabbitt v Midwestern Audit Services. This was a very interesting case. Ms. Mabbitt and her sister shared a home on Leota Blvd. Consumers Energy provided... Debt Collection Tricks and Traps gary 2008-04-27T17:52:40-05:00 http://www.michigancollectionlawblog.com/2008/04/your_wages_can_get_garnished_f_1.html I was very surprised to learn from opposing counsel today that my client's wages for her allegedly delinquent student loan can be garnished...all without a judgment. Yep. Thats right. At first, I thought my opposing counsel was from Mars. After... Debt Collection Nuts and Bolts gary 2008-04-25T20:25:17-05:00 http://www.michigancollectionlawblog.com/2008/04/payday_loans_are_risky_busines_1.html In the good ol' days, when someone bounced a check on you in Michigan, you could sue for 3 times the amount of the check plus $250 in costs. See MCL 600.2952. While most of us in Michigan still enjoy... Collection Laws Michigan gary 2008-04-13T13:23:18-05:00 http://www.michigancollectionlawblog.com/2008/02/zombie_debtit_just_wont_die_1.html I confess...I loooove Zombie movies. George Romero is one of my all time favorite directors. He produced Night of the Living Dead, Day of the Living Dead and other classic brain eating films. Its great to see it on the... Fair Credit Reporting Act issues gary 2008-02-28T13:11:31-05:00