http://www.michigancollectionlawblog.com/ Published by Michigan Creditor Lawyers Nitzkin & Associates en-us 2010-07-25T10:28:44-05:00 http://www.michigancollectionlawblog.com/2010/07/scam_du_jour_refuse_to_take_a_1.html I was approached by email, last week, by "Lance Davidson" who represented himself as a Gulf war vet living in Indonesia. He presented a passport picture and a semi-burned promissory note allegedly signed by a well known and respected businessman... gary 2010-07-25T10:28:44-05:00 http://www.michigancollectionlawblog.com/2010/07/who_looks_silly_now_npr_1.html I was recently interviewed by National Public Radio ("NRP" to you nerds who regularly listen to it...o.k. I listen to it, too). The reporter from NPR was doing a story about how social media has affected the debt collection profession.... gary 2010-07-22T18:29:50-05:00 http://www.michigancollectionlawblog.com/2010/06/has_the_michigan_court_of_appe.html In a recent opinion in Green v Ziegelman, 282 Mich App 292 (2009), the Michigan Court of Appeals took up the case of whether a creditor can pierce the corporate veil of a corporate creditor pursuant to the Proceedings Supplementary... Collection Laws Michigan gary 2010-06-27T07:31:58-05:00 http://www.michigancollectionlawblog.com/2010/04/the_supreme_court_rules_that_t.html The Supreme Court ruled today, in a 7-2 ruling in JERMAN v. CARLISLE, McNELLIE, RINI, KRAMER & ULRICH LPA. held that the Bona Fide Error Defense ("BFE") in the Fair Debt Collection Practices Act ("FDCPA") does not apply to mistakes... Debt Collection Laws - Federal gary 2010-04-22T08:02:43-05:00 http://www.michigancollectionlawblog.com/2010/03/attorneys_beware_of_the_scam_d_1.html In the last few months, I have noticed that I have been getting similar emails from people who claim to be stuck over seas (usually in Japan, they say) and would like me to enforce their divorce settlement. This mornings'... Debt Collection Tricks and Traps gary 2010-03-29T08:02:49-05:00 http://www.michigancollectionlawblog.com/2010/03/debt_collectors_and_yeahyou_la.html In Foti v NCO Financial 424 F. Supp2d 643 (S.D.N.Y. 2006), the United States District Court in New York properly held that all communications from a debt collector must contain a warning that it is a communication from a debt... gary 2010-03-28T13:41:54-05:00 http://www.michigancollectionlawblog.com/2010/03/collection_attorneys_do_not_pi.html Mr. Yaple, a California collection attorney represents (or may be represented) a California collection agency called TK Financial. Ms. Vlach, an Ohio consumer received a letter from Attorney Yaple in May of 2008 in which he informed her that he... Debt Collection Laws - Federal gary 2010-03-22T08:05:27-05:00 http://www.michigancollectionlawblog.com/2010/03/my_speech_today_was_a_success_1.html Today my good friend and occasional opposing counsel, Charity A. Olson and I gave a speech to the Oakland County Bench/Bar convention. I sue debt collectors under the Fair Debt Collection Practices Act and Charity defends them. She is as... Debt Collection Tricks and Traps gary 2010-03-19T16:47:17-05:00 http://www.michigancollectionlawblog.com/2010/03/i_am_announcing_the_formation_1.html For the past several years, I have blogged about issues affecting debt collectors and their opponents, consumers. Some people have taken issue with the fact that I help both the proverbial Coyote and Road Runner. Too bad. Running a successful... gary 2010-03-15T14:58:56-05:00 http://www.michigancollectionlawblog.com/2010/03/its_a_small_thing_to_plead_but_1.html Attorneys, when you file a complaint under the Fair Credit Reporting Act ("FCRA"), be sure that you can make the following allegations in good faith: a. Your client posited its consumer dispute with the credit reporting agency (and not just... Fair Credit Reporting Act issues gary 2010-03-09T19:33:42-05:00